Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, gasoline, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. I really don't mind using a HP if it means I would get approved. A credit limit is the maximum balance youre allowed to carry on your BJs credit card. All rights reserved. Bjs Perks Mastercard ensures that customers transact seamlessly 24/7. At the end of the day, such cards may only be a good choice for brand enthusiasts. Get unlimited free credit scores & reports. Effective February 27th your My BJ's Perks Mastercard Credit Card account may have been converted to Capital One. See your first billing statement from Capital One for more information. BJ's One Mastercard Replacing the BJ's Perks Plus Mastercard Credit Card 3% back in rewards on most BJ's purchases 2 10 off/gal. Your credit score determines your eligibilityfor the BJs credit card. Offer subject to change at any time without notice. I never received the card. Add your monthly expenses to see your estimated yearly rewards earnings. There is credit card bill payment information for people who already have a credit card for BJ's. BJS Card Login Or Official Support. They had my card sent to wrong place and there were unauthorized charged on it. The primary cardholder may add one authorized user at the time of applying, and up to four total authorized users once the account is open. Youll be able to set up paperless statements, customized alerts and other features. FAQ's about BJ's Credit Card . ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Reasonable efforts are made Chip Lupo, Credit Card Writer. As with the Ikea-branded card, you arent limited to earning rewards only at BJs locations, which makes this card more valuable than many other retail-branded cards. Must have a minimum balance of $10 in rewards to redeem. Credit card account must be in good standing. Meanwhile, I'm harassed daily for pmnt while they hit my credit report for THEIR mistake! Has anyone gotten a PERSONAL Pre-Approval for a BJ's mastercard? Other things to know about the BJ's Credit Card approval process: If you get approved for the BJ's Credit Card, you should receive your card within 7-10 business days. Credit Card Types Airline Balance Transfer Cash Back Hotel Prepaid Retail Rewards Secured Travel Business Student Issuers American Express American Express Business Alternatively, you can contact customer service by emailor mail. Content published under this author byline is generated using automation technology. Any applicant attempting the BJs Mastercard Online Application should know the following expectations. Click through the link below to fill out an application. The account is still shared. It has not been provided or commissioned by the credit card issuers. There are several ways that you can make your payment: As you make eligible purchases with your BJs One Mastercard Credit Card, earnings (which we also refer to as "pending rewards") automatically accumulate to your program earnings balance, and are usually visible on your BJs online account within 10 days. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Must contact BJ's Member Care at 800-BJS-CLUB to request cash back in the form of a check prior to Award expiration. BJ's Perks Plus MasterCard Credit Card Offer Get all the details of BJ's Perks Plus MasterCard including APR, annual fee, reward points, so you can apply for the right card today. Our experts have learned the ins and outs of credit card applications and policies so you dont have to. Many factors affect your FICO Scores and the interest rates you may receive. Your rewards vouchers expire six months after the issue date. Comenity Bank might not be a name you hear much, but this major credit card issuer is behind many store credit cards on the market today. In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. What's This Charge On My Credit Card Statement? * Plus state and local taxes where applicable. Register? Copyright 2023 CreditCards.com a Red Ventures Company. 1.5% back in rewards on purchases everywhere else Mastercard is accepted. Its time to activate your card and set up your online account if you havent already. All Rights Reserved. From there, click "Apply Now" and provide the required information. Your old card will no longer work.14 Please click the button above to enroll and activate on the digital servicing website, or follow the instructions on your new card or card carrier. CreditCards.com credit ranges are derived from FICO Score 8, which is one of many different types of credit scores. Any one-time scheduled future-dated payments may not have been transferred, so be sure to check your new account if you had scheduled a future-dated payment. Tap If you see this symbol at checkout, you can choose to tap your card against the terminal, and then follow the prompts to complete your purchase. The easiest way you can apply for the BJ's Credit Card is online. * For a limited time, members within their first year of membership will receive $40 in rewards when they apply and are approved for a new BJ's One or BJ's One+ Credit Card. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Box 71087, Charlotte, NC 28272-1083. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. A dedicated team of CreditCards.com editors oversees the automated content production process from ideation to publication. 7 BJs One+ Credit Card holders earn 2% back in rewards on purchases made outside of BJs with their BJs One+ Credit Card, minus any returns, refunds or credit adjustments. So, get it straight. The cash awards are not properly calculated. This could change the approval process! 9 Receive an instant discount of 15 off each gallon of fuel at BJs Gas when you use your BJs Business Elite Credit Card to pay for your fuel purchase and scan the associated membership card. Register? It should be noted that I am an authorized user on my wife's BJs credit card which is yet to show up on my credit reports at $15.1K. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session. To sweeten the deal, cardholders also get 10 cents off every gallon of gas they charge at BJs Gas locations. Please let us know if you notice any differences. You can become a BJ's One+ member by paying the membership upgrade fee of $55. See the online credit card applications for details about the terms and conditions of an offer. 6 Receive an instant discount of 15 off each gallon of fuel at BJs Gas when you use your BJs One+ Credit Card to pay for your fuel purchase and scan the associated membership card. She loves sharing financial expertise with her reader and believes that the right financial advice at the right time can make a real difference. The information, including credit terms, presented on this page, is accurate as of the publish date. Pre-approved credit cards are offers made by credit card companies that indicate you will have a high likelihood of approval if you apply. This is THE WORST customer Service. I paid my balance in full every moth for years. See BJs.com/BJsOneTerms for information on excluded services. If you're . Interestingly, you can apply for the card, create online access, and log in at the same platform. Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. WalletHub is an independent comparison service. The only bank that you have the right to apply for Bjs Credit Card on its platform and get it directly issued to you is Comenity Bank. In addition to pre-approved offers, which are sent by mail or email, most major credit card companies allow people to pre-qualify for their cards. Other instructions will be followed afterward. My mum got her card that way back in 2016 and it was a very good card for rewards if you buy bj's a lot as some time theywill have extra "x" % back for differenttimes in the year. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. I don't really want to be stuck with a sub-prime SL either bc I can easily set up two secured cards with $5000 deposits each. Rewards will be added to the membership account in approximately 7-10 business days after credit card account opening. An APR of 26.99% for balance transfers and an additional $10 or 5% of the . When I first read it, well.. Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656 Capital One QS: $376/$500 Discover IT: $111/$1,250 My BJ's Perks Mastercard and My BJ's Perks World Mastercard Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Mastercard International Incorporated. $120 Equinox Credit - Use your Blue Cash Preferred Card to pay for Equinox+ at equinoxplus.com and receive $10 in monthly statement credits. 1 If you have not yet received your new card in the mail, please call 844-202-9570. 4 BJs One Credit Card holders earn 1.5% back in rewards on purchases made outside of BJs with their BJs One Credit Card, minus any returns, refunds or credit adjustments. FTC's website on credit. Credit card account must be in good standing. Minimum eligible purchase amount $10 at BJs checkout. 5% / Goal: 750 by 12/22. Your BJ's Credit Card approval odds are high if you have good credit or better (a credit score of 700+). A store credit card can be a way to build your credit. BJs Login Steps Guide How did it come? Learn more. Advertising may impact how and where offers appear on this site (including, for example, the order in which they appear). Other than BJ's Brewhouse and BJ and the Bear there aren't any other famous BJ's except for maybe dare I say BJ THOMAS? Credit card offers are subject to credit approval. BEWARE..if I could write this with a ZERO stars I would!!!!! How do I make a payment on my BJ's One Mastercard. Please review our list of best credit cards, or use our CardMatch tool to find cards matched to your needs. * For a limited time, members within their first year of membership will receive $40 in rewards when they apply and are approved for a new BJ's One or BJ's One+ Credit Card. the "Apply Now" button, you can review the credit card terms and conditions on the issuer's web site. So, click on the Apply Now button below the credit card description. The easiest way to apply for a credit card from Comenity Bank is to do so online. Save $0.10 per gallon at BJ's Gas every day. I finally became so frustrated by this credit card provider's poor customer service that I called BJ's to cancel my club membership. However, the perks are great and I shop there alot. I burned Chase, Amex, Citi, Disco in Chapter 7. We just did the same thing! Instead, banks that partner with these retailers are the ones that provide and manage these types of cards. Credit Cards Explained may earn affiliate commissions from our partners on this page. Hasn't properly reported my balance to credit bureaus in six months. By allowing access to your new line of credit right away, instant use credit cards can help fund large purchases, earn sign-up bonuses, get discounts on shopping carts and more. As a basic cardmember, youll earn 5 percent back for purchases made at Victorias Secret and Pink, 2 percent back on dining, travel and streaming services and 1 percent on all other purchases. As a cardholder, you can conveniently use your BJs credit card as your membership card when you enter the store or checkout. What does the BJ stand for? When you click on saves on gas, has my bjs customer number on it, savings on other things, im not sure what I'm supposed to say about a credit card - it has a nice color. Account Alerts Apple Pay Apply APR & Fees Automatic Payments Bread Financial Card Lock/Unlock Cash Advance Comenity's EasyPay Disputes To use this card to your advantage, ensure you thoroughly understand the following credit card characteristics: If youre a BJs Warehouse Club member and you visit the store frequently, you may find it beneficial to use a BJs credit card for your purchases. Purchases at BJs clubs, BJs Gas, BJs.com, BJs app, and B2B and BJs Global Sales transactions are not outside of BJs.. Our team is made up of diverse individuals with a wide range of expertise and complementary backgrounds. If I could have given this card a zero star I certainly would have. It is the worst most unprofessional service I have ever encountered! Offer last updated: Mar 3rd, 2023 at 10:35 ET. The rewards program is provided by BJs Wholesale Club, Inc. and its terms may change at any time. Can't find what you are looking for? To stay on track toward your financial goals, make regular payments and pay off the balance each month or keep a low balance. If youre rejected for the credit card, you may need to work on increasing your credit score. Dan Rafter Mastercard is a registered trademark, and the circles design is a trademark with Mastercard International Incorporated. You must provide your contact information and membership number. Chip cards are the newest standard for payment security in the U.S. Replacing the BJ's Perks Plus Mastercard Credit Card, Replacing the BJ's Perks Elite Mastercard Credit Card, Replacing both the BJ's Business Perks Plus Mastercard and BJ's Business Perks Elite Mastercard. Proven chip technology better protects youand your data. The cards 3 percent category for dining, grocery store and utility purchases sets it apart from most other retail-branded cards. In terms of a rewards structure, youll earn 5 percent back on Ikea purchases, 3 percent back on dining, grocery stores and utility purchases and 1 percent back on everything else. Bye bye BJs MasterCard and BJs. ; You will land on the "My Membership" page. All cardmembers who are eligible to receive one should have a card shipped by February 27, but it may arrive by March 9. Click through the link below to fill out an application. The primary cardholder is responsible for payments on all purchases. Your account is always protected so you can take your card across the country or around the world. This is very unprofessional. As part of a partnership with BJs Wholesale Club, Comenity Bank offers a BJs Perks Elite Mastercard. Earn up to 5% back in rewards based on your In addition, it is not the issuers responsibility to ensure all posts and/or questions are answered. That's what I figured. If you want to understand where your money is going, you need to track your spending. I decided to keep my membership only after the BJ's representative informed me that BJ's soon would be changing their store card to Capital One, and my experience with other Capital One cards has been excellent. Never the less, they shut down our card and would not allow us access to our account or to use our credit card until the next billing cycle even though I paid the entire balance once it was brought to my attention. Pay via phone by calling 844-202-9570 for the BJs One Credit Card or BJs One+ Credit Card; the BJs Business Elite Credit Card phone number is 844-217-6927. Please note that rewards cannot be used on certain purchases at BJ's, such as in-club purchases of exempted items restricted by law or regulation; shipping; sales taxes; bottle deposits; alcoholic beverages; cigarettes or tobacco-related products; lottery tickets; gift cards; propane; gasoline; BJs member Services (such as BJs Auto Buying Program. / Util. Popup? See BJs.com/BJsOneTerms for information on excluded services. Your BJs Perks credit card can be used at any store as a regular credit card. Understanding the Pros and Cons of 5 Different CitiCards. Here's how you can pay your BJ's Credit Card: Comenity Capital BankPO Box 650967Dallas, TX 75265-0967. Has anyone gotten a PERSONAL Pre-Approval for a BJ's mastercard? I currently have between 2-4 inquiries across 3 CRs all of which would be a year old on Aug 9th, 2022. Card advice All Rights Reserved. If you spend more than your credit limit allows, you still owe the entire balance. You can also apply for most of these cards in-store. FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. The cashier may ask if youd like to sign up for the card when youre checking out, or you can simply request to fill out the application. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. See how simple it is to enroll and manage your account online with Capital One. The card's regular interest rate is variable, meaning it can change based on certain economic conditions. It rewards you for paying with it at dining stores, grocery stores, and other fuel stations. When you earn rewards, theyll never expireever.11 Redeem your rewards at BJs on all your favorites.12, If youre enrolled in BJs Easy Renewal, your membership renews automatically. 1. We opened our BJ's credit card account just before hurricane Ian. BJ's Wholesale Club is a membership-based warehouse club, similar to Costco or Sam's Club, that . Further information is available in our FICO Data Privacy Policy. Enjoy your same great benefits, now with added security. This compensation may impact how and where links appear on this site. Youll need to spend $250 at Victorias Secret per year to reach Silver status and $500 per year to reach Gold. BJ's Online Card Application The only bank that you have the right to apply for Bj's Credit Card on its platform and get it directly issued to you is Comenity Bank. Have submitted disputes after talking to them multiple times. The bank offers branded cards from several retailers, many that let you earn ongoing rewards. BJ's Gas purchases are not eligible purchases and do not earn rewards. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. The BJs credit card is available now, and this guide describes how to take advantage of its rewards programs and online management tools, as well as exclusive incentives. However, its important to keep in mind how your credit score is affectedif you open numerous credit card accounts, especially if you maintain high balances on these cards. Guide to Upgrade Card: A credit card and installment loan hybrid, Free-to-cheap Halloween stuff to scare off credit card debt, How to add an authorized user to a Citi credit card. Must contact BJ's Member Care at 800-BJS-CLUB to request cash back in the form of a check prior to Award expiration. 4 - Receive an instant discount of 10 o each gallon of fuel at BJ's Gas when you use your BJ's One Credit Card or 15 o each gallon of fuel at BJ's Gas when you use your BJ's One+ Credit . at BJ's Gas 3 1.5% back in rewards everywhere else Mastercard is accepted 4 World Mastercard status BJ's One+ Mastercard Replacing the BJ's Perks Elite Mastercard Credit Card is a staff reporter and young credit expert reporter for CreditCards.com and covers product news and credit advice. 8 BJs Business Elite Credit Card holders earn 5% back in rewards on eligible purchases of goods and services in-club at BJs front-end registers, on BJs.com or in the BJs app (minus any redeemed rewards, returns, refunds or credit adjustments) when they pay for these purchases with their BJs Business Elite Credit Card. Eligible purchases exclude shipping, sales tax, bottle deposits, alcoholic beverages, cigarettes and tobacco-related products, lottery tickets, gift cards, propane, BJs Gas, online optical purchases, membership fees and add-ons, warranties and protection plans, BJs services provided by third parties (e.g., BJs Travel), BJs B2B and BJs Global Sales transactions. We canceled out credit card and will opening a Sam's credit card instead. Enrollment required. * A new BJ's One+ Mastercard Credit Card will automatically be mailed to you. Frequent shoppers at wholesale club BJs can earn cash back quickly with the BJs Perks Elite Mastercard Credit Card. Or, extortion - when these credit card companies ban together like this. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Brand new benefits are here! Search the card name, and find a link to the retailer site or Comenity's website. Once you have received your first statement from Capital One, you should mail payments to Capital One at the address listed on the payment coupon. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Click here to access your membership information. Predicting an outcome if you applied is an inexact science but if you were hoping to get a $5K+ approval I don't think that is a likely outcome. So, get it straight. And if you then use the card and pay off your balance in full each month, youll slowly build a solid credit history just dont make your payments late or run up charges that you cant pay off in full. Open a web browser now and visit https://c.comenity.net/ac/bjs/public/home. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. Fee is prorated based on primary members membership expiration date at time of the addition. How did it come? Please note: An authorized buyer's card number will be different than the primary cardmember's. Your account information is protected from counterfeit fraud, thanks to a unique code that's created with every purchase. You must use rewards at BJ's within 6 months of being issued. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. 3% back in rewards on most purchases at BJs. Most credit card offers require very good credit. But we are here to just startup the credit card ownership. If you lost your Membership Card, you may: Have a replacement card printed, at no additional charge, at the Member Services desk in your local Club, or; Call Member Care for assistance at 800-BJS-CLUB (800-257-2582). - Estimate only. For further information about automated content on CreditCards.com, email Lance Davis, VP of Content, at lance.davis@bankrate.com. You can find your BJs membership number on the back of your credit card. If you are the Primary or Household Member on a BJ's Club or BJ's Club+ Membership, you can change your Easy Renewal payment card or billing address on file by following these steps:. Must contact BJ's Member Care at 800-BJS-CLUB to request cash back in the form of a check prior to Award expiration. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. How to Apply for the BJ's Credit Card Online Visit the BJ's Credit Card webpage and click on "Apply Now." Enter your BJ's membership number, as well as your first and last name and click the "Continue" button. It's a Mastercard and it's accepted pretty much anywhere they take plastic. Is this a better option? All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. If you cancel your membership or it expires and you continue to make purchases on your BJs Perks credit card, a non-member surchargethats 20% of your in-club purchases and/or $5 per each online transaction applies. If youre a frequent shopper at Victorias Secret, Comenitys Victorias Secret Mastercard Credit Card might be a good choice. I don't want to risk an approval below $5K+ and that's the only reason I didn't go with lenders like credit one or merrick though I've heard good things. Comenity Bank typically pulls reports from all three major credit bureaus when evaluating new credit card applications. About Bj's Credit Card. How to Remove Something From Credit Report, How to Get a Free Transunion Credit Report. Credit Cards Explained receives compensation from many of the credit cards listed on our site. The Comenity BJ's Perks Mastercard is a store-branded credit card offered in collaboration with BJ's Wholesale Club. There is a new payment mailing address and phone number, and your payment due date may have changed. Capital One Quicksilver Cash Rewards Credit Card, Capital One SavorOne Cash Rewards Credit Card, Citi Double Cash Card 18 month BT offer, Blue Cash Everyday Card from American Express, Do Not Sell or Share My Personal Information. Forgot Username or Password? If you understand the credit card guidelinesassociated with the BJs credit card and feel it could be beneficial to you, consider adding it to your credit strategy. Further information is available in our FICO Data Privacy Policy. Which credit bureau is checked? How to register an account online and activate a new card? You can find travel rewards credit cards, auto cards, medical cards and even an insurance credit card that allows you to earn rewards while paying for your coverage. If your account was converted to Capital One, you can now activate your new BJ's One Mastercard and reenroll in online banking by visiting BJs.capitalone.com. My CL was not shown..I will get my card in 10 business days. Credit card offers are subject to credit approval. In her free time, Anastasiia writes romance stories and plans a trip to the French Riviera she'll take one daywhen she has enough points, that is. The rewards program is provided by BJs Wholesale Club, Inc. and its terms may change at any time. This way, you arent susceptible to the high APR or late payment penalty fees. This site does not include all financial companies or all available financial offers. If you arent a frequent shopper at a specific retailer, it probably doesnt make sense to apply for a card from it. Those interested in rewards might be better off with a general rewards credit card. How to Reach the BJ's Credit Card Customer Service. FISCAL TIGER 2021. Purchases at BJs clubs, BJs Gas, BJs.com, BJs app, and B2B and BJs Global Sales transactions are not outside of BJs.. I've never heard of BJ's Mastercard. The homepage will appear. Should I consider this when I'm ready to apply in Aug? Upon approval, you receive information on the terms, conditions, and credit limit that applies to your card. However, you may be pre-selected for an application. Effective February 27th your My BJ's Perks World for Business Credit Card account may have been converted to Capital One. Valid one time only. The BJ Credit Card is now available, and this guide provides information on the card's rewards and online management system, exclusive incentives, and card terms and conditions. Editorial integrity is central to every article we publish. With both BJ's credit cards, you save $0 . Cash back is in the form of electronic Awards issued in $10 increments that are used at checkout at BJ's and expire six months from the date issued. Open a web browser now and visit - https://c.comenity.net/ac/bjs/public/home. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. The offers that appear on this site are from companies from which CreditCards.com receives compensation. This retail card is quite interesting in that most retail-branded credit cards only reward you when you spend at their own stores, making it more difficult for consumers to earn as many points or cash back as they would with a standard rewards card. 5 BJs One+ Credit Card holders earn 5% back in rewards on eligible purchases of goods and services in-club at BJs front-end registers, on BJs.com or in the BJs app (minus any redeemed rewards, returns, refunds or credit adjustments) when they pay for these purchases with their BJs One+ Credit Card. You should receive your new card in the mail.1, 14 Dont forget to activate it! In addition to the rewards you receive for shopping at BJs, you also earn 2% cash back when you dine at restaurants or purchase gas at non-BJs gas stations. Purchases at BJs clubs, BJs Gas, BJs.com, BJs app, and B2B and BJs Global Sales transactions are not outside of BJs.. When I first read it, well. http://www.bjs.com/webapp/wcs/stores/servlet/CobrandedPerk?catalogId=10201&langId=-1&storeId=10201&k What did you think the BJ meant? We look at the pre-approval processes of five major card issuers: Capital One, Chase, Discover, American Express, and Citi. This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Your web browser (Internet Explorer) is out of date and no longer supported. All FICO Score products made available on myFICO.com include a FICO Score 8, and may include additional FICO Score versions. To obtain a BJs Perks Plus or Elite Mastercard, you must be an active BJs Warehouse Club member.