Delta Community Credit Union 1025 Virginia Ave, Atlanta, GA Virginia Avenue Not Yet Rated About More Edit listing Services Lobby Hours Drive Up Hours Partnership with Coinbase Get free cryptocurrency (up to $100) value in our partnership with Coinbase. ServicesServices FinancesFinances Branch LocatorBranch Locator Service StatusService Status preview Login to Home Banking - Delta Community Credit Union We'd like some additional information from you before we can open your account. We recommend not sending any personal, confidential or private information in your message. Saving is made simple at Delta Community Credit Union. Delta Community Credit Union is a credit union headquartered in Georgia, a state in the United States. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. The credit union has assets totaling $9.22 Billion and provides banking services to more than 476,000 members as of February 2023. [14], Membership is open to anyone who lives or works in the Georgia counties of Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Paulding, Rockdale, and Spalding. Membership was also extended to the parents of active and former Delta employees in good standing. If this is the case, you will need to contact the merchant. [7] It is a member of CO-OP, formerly known as CU Service Centers, a nationwide cooperative that has 3,500 member credit unions with +5,000 branches.[8]. The funds in your account may not be pledged to secure any obligations of an owner, except obligations with Delta Community Credit Union. An adult joint owner is required until the member reaches age 18. First to Review. The Delta Community Visa Debit Card gives you the protection of Visa and easy access to your funds at thousands of ATMs throughout the country. Access the application. Unauthorized access or use is not permitted and constitutes a crime punishable by law. The system will use the account(s) you have authorized, in the sequential order you requested, as long as you have available funds or credit. Delta Community Credit Union. You are leaving the Delta Community website. The Delta Community Credit Union mobile app has 4.9 out of 5 stars in the Apple store, and 4.7 out of 5 stars in the Google Play store. A child under the age of eighteen may have a Savings Account as long as they have an adult as a joint owner on the account. In the past I could go to the bank, talk to a real live person, and give context to my needs. We will give you ample time to notify your employer/originator of your new account number. I have companies that automatically debit my account. The best reward is to take cash but there are much better cards for cash back. Yes. Delta Community Credit Union Personal Checking Account 2 Reviews APY 0% - 0.02% Monthly Fee None Signup Bonus None No ATM Fees Rewards + show details Want more checking accounts options? I've been with Delta when it was strictly for employees. However, there are fees associated with each overdraft transfer. Youll see that Delta Communitys Personal Checking Account doesnt just take money into consideration. Scroll down on the next page shown to you until you see the "Subscriptions" tab then click on "Manage". Nope. The Youth Savings Account is specially designed for children ages 12 and under. The Delta Community Visa Debit Card gives you the protection of Visa and easy access to your funds at thousands of ATMs throughout the country. I am closing and reopening my Checking Account due to stolen checks but I have checks that have not cleared yet. Ad Disclosure Compare Delta Community Credit Union Checking Accounts Please find below checking accounts offered by Delta Community Credit Union. What if I never plan to use Courtesy Pay Plus? Commercial banking and services offered are: commercial real estate lending, SBA 504, equipment and vehicle financing, and lines of credit. Amount: $35 per presentment. Simply log in to your Online Banking account, go to the Additional Servicestab and underAccount Support, selectCard Management. Apply Now Open a Free Checking Account Now using our easy online application, and start enjoying all the great benefits of a Delta Community Personal Checking Account. 30339 When you open a Delta Community Checking Account, it is set up to automatically transfer funds from your Savings Account to your Checking should there be insufficient funds in the account. Gots to be one of, if not THE worst credit Union. Can I have my Delta retirement check deposited to a credit union account every month? Learn More about our rewards program. *APY = Annual Percentage Yield. *APY = Annual Percentage Yield. Its 311,252 members are served from 25 locations. What a check used to mean to a checking account is what a debit card means today. The adult may be a non-guardian, however, for children ages 12 and under,the parent or guardian must sign to allow the account to be opened. Do Not Sell or Share My Personal Information. authorized Delta Community Credit Union was chartered on Dec. 15, 1940. The member must be at least 16 years old to have a Checking Account. Interest will be credited monthly. Can I continue to use my check/debit card during the process? Please note that email is sent over the public internet. Consult the financial institution directly for full product terms and current rates. No matter what you're saving for, Delta Community Credit Union makes it simple. As with all our online services, the security and protection of your account is of the utmost importance. Minimum Opening Deposit: None Is there a fee to have or use Overdraft Protection for my Checking Account? My employer still issues paper checks, went to deposit the check and they placed a 7 business day hold on the entire check. You may reapply at any time as long as any negative balances have been paid in full. Review account balances and transactions. Will these be returned? I ask to escalate my call because I get the same answers to the same problem. As soon as you receive your new checking account number you will need to contact the company to give them your new information. What you'll get: $150 Bonus Eligible account: Checking Account Where it's available: GA Credit Inquiry: Soft Pull Direct Deposit Required: No Monthly Fee: None How to earn it : Closing my account first thing in the morning. Can someone else be joint on my child's account besides a parent? If my account is overdrawn, how long do I have to bring my account into a positive balance? According to Credit Unions Online, "the largest credit union in Georgia is Delta Community Credit Union". Free Delta Community Visa Business Check Card Unlimited access to thousands of surcharge-free ATMs Free access to Online Banking, which includes Online Bill Pay, eStatements, eAlerts and Mobile Banking For additional information, read our Business Services Disclosure Rates Business Checking Account Rates View current Business Services Disclosure That's why at Delta Community, we make it easy for you. Regardless of advertiser status, none of the listings, reviews, or other information on Wallet Hub constitutes, in any way, a referral or endorsement by us of the respective financial company or professional, or vice versa. On the Close Account form, you will complete a section that asks whether or not you have outstanding checks that need to clear. Learn More Schedule a Branch Appointment Some branches allow you to make an appointment. I tell the 800 personnel that it is a constant problem and that a simple fix only works once or twice before I have to call back in to fix it again. Editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. You are leaving the Delta Community website. A higher personal savings rate equals more money in your pocket. A child of sixteen or seventeen may have a Checking Account as long as they have an adult as a joint owner on the account. Will I be contacted if anyone tries to access my account information? Please note that email is sent over the public internet. Is there a fee for Courtesy Pay and Courtesy Pay Plus? 332. And weve given it the features to reflect it! Whether you need to make a loan payment or transfer money from your Checking Account, Savings Account, or Money Market Account to another account or to an account that you own outside of the Credit Union, you'll be able to do it securely and in very little time. Delta Community Credit Union ISSUES Power of Attorney DocumentAND will not accept a properly created one. This is the new DCCU. Additionally, they charge overdraft fee before pending transactions have posted which cause more overdraft fees to be charged. Learn More Apply Now Overview & Benefits And we invite you to call it whatever you want, like your Beach Within Reach Account or your University of Savings Account or your Brand Spanking New Car Account. With an Additional Personal Savings Account, youll be able to keep the funds for the special things youre saving for in their own special place. Your certificate account will mature on the maturity date stated on your Certificate of Deposit Account. Minimum Opening Deposit: None will be prosecuted to the fullest extent of the law. View Current IRA/Savings/Checking Disclosure Supplement. It's not your color. Its the hub through which most transactions take place. And just like our regular Personal Savings Account, it earns the same competitive dividends and is accessible through Online Banking and through our many Credit Union branch locations. Credit Union and ATM locations convenient to you. Never open during posted hours. If you withdraw any of the principal from your certificate of deposit, the early withdrawal penalty set forth in the Account Rate Schedule will apply. You went from being one of the few to one of the many. Current Members: Want to get a Delta Community Visa Debit Card? Credit Cards Visa Platinum Rewards Card Balance Transfer Additional Card Benefits Reward Points. Learn more about our business products and services, or apply now. There is no fee to have Courtesy Pay, even if it's never used. <p><img src="https://static4.businessinsider.com/image/5f063fd14dca68630f0383c3-2400/best 2-year cd rates 4x3.png" border="0" alt="Best 2 year CD rates 4X3" data-mce . You cannot withdraw principal from this account without the credit unions consent except on or after maturity. The length of the grace period is set forth in the Account Rate Schedule. Current, former or retired employees of various companies throughout the U.S. may also join. Traditional, SEP and Inherited IRA CD owners who have an IRS-mandated Required Minimum Distribution (RMD) would be allowed an annual penalty free withdrawal to satisfy the RMD for funds held only at Delta Community Credit Union. We'll also show you how much you can expect to pay in annual fees, and where the closest . With Delta Community Credit Unions Personal Checking Accounts there are no monthly fees. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. I lost my Checking Account due to too many NSFs. It has all the features youre looking for like VisaDebit CardsandOnline and Mobile Banking. SelectAdd an Account under Additional Services and follow the directions to open your additional checking account. A child of sixteen or seventeen may have a Checking Account as long as they have an adult as a joint owner on the account. Deposits in Delta Community Credit Union are insured by NCUA. Forms - Delta Community Credit Union Home Forms Forms & Applications Complete your forms online, print, sign and send. Yes, members 16 and older can have up to three (3) Checking Accounts per membership. In 2001, domestic partners of members were added. Do I need to advise my employer of my new checking account number? Perfect service settings my up mortgage. Rates subject to change. Rates provided by MyBankTracker.com. You may reapply at any time as long as any negative balances have been paid in full. Delta Community privacy polices do not apply to linked websites; consult the privacy disclosures on the site for further information. 100% pleased. Transfers from your DCCU Visa went from free to $6.00 per transfer. Zero issues. ServicesServices FinancesFinances Branch LocatorBranch Locator Service StatusService Status We recommend not sending any personal, confidential or private information in your message. Overdraft transfers from savings to checking went from free to $3.00 per transfer. Make a plan for your financial future with a CERTIFIED FINANCIAL PLANNER professional. If the college student is already a member of the Delta Community Credit Union, to apply for a Checking Account and Visa Debit Card, simply complete a Checking Account application. You'll also be able to make 25 transactions each month for free, and your deposits won't count toward your limit. APYs are accurate as of the first day of the current month and are subject to change. will be prosecuted to the fullest extent of the law. Available to members who are 16 and 17 years old with an adult Joint Owner. Will I be contacted if anyone tries to access my account information? 180 days of interest if the certificate term is 24 or 36 months; Can I opt out of Courtesy Pay and only have Courtesy Pay Plus? Delta Credit Union should be ashamed of themselves. That's what we've been reduced to at DCCU. Violators will be prosecuted to the fullest extent of the law. Courtesy Pay covers both checks and Automated Clearing House (ACH) transactions. Temporary passwords are now EIGHT DIGITS and only by a phone call. The fees for both Courtesy Pay and Courtesy Pay Plus is $35. In 1960, the board granted a renewal of the credit union's charter.